PaisaFlow

Expense tracker for Indian households that keeps data on your iPhone

iOS app Published Since Jan 2026 Platforms: iOS

PaisaFlow is an iPhone expense tracker for Indian households. It tracks money the way they handle it: amounts in lakhs and crores, an Udhaar ledger with group splits, domestic-help attendance and payroll, and credit-card billing with a rewards optimizer.

All data stays on the iPhone and there is no sign-up. It is free on the App Store and needs iOS 17 or later.

What it does

  • Indian numbering in lakhs and crores, with local categories such as Kirana and Chai
  • Udhaar ledger ('digital khata') and group expense splits with settlement modes
  • Domestic-help attendance with automatic monthly payroll, plus milk and paper logs
  • Credit cards: billed versus unbilled, payment options and a reward optimizer
  • Offline first, with a Face ID vault, home-screen widgets and Action Button support

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